Chapter 13 Bankruptcy

Filing chapter 13 bankruptcy provides a solution for people who have steady income but are buried in debt. A chapter 13 bankruptcy is designed to allow you to catch up on arrearages during the 36 to 60 month repayment plan. At the completion of your plan your unsecured debt will be discharged. 

In chapter 13 bankruptcies, once a case is filed with the Court the automatic stay is immediately imposed. This means your creditors can no longer call, send letters, attempt in any way to collect a debt, garnish your wages or move forward with foreclosure or repossession.  Taking immediate action can result in relief from debt stress in only a few days.

To find out if you qualify for a chapter 13, call Keller & Almassian, PLC our experienced bankruptcy attorneys can conduct a complex current monthly income calculation to determine if a chapter 13 plan is feasible in your situation. Our attorneys have helped tens of thousands of clients get caught up, receive their discharge orders and gain financial freedom and a fresh start in life.