July 17, 2015

One of the most frightening things that can happen is for someone to face the prospect of losing their home.  As bills fall behind, homeowners may face foreclosure actions.  When a bank forecloses on your home, it may seem impossible to find a way to prevent them from selling your property and evicting you and your family.  This may not be the case.

Read more ...


July 9, 2015
An individual facing harassment by a creditor may go to extreme lengths to stop the barrage of phone calls and letters demanding payment.  They may sell their belongings to make payments to the creditor, or may divert funds intended for rent and other living expenses in response to the threats of the debt collector.  Debt collectors know that the adage “the squeaky wheel gets the grease” applies to collection as well, and they understand that they will get the most money for their clients if they make a debtor uncomfortable or by making them fearful that further action will be taken, such as garnishment of wages or levy of bank accounts.

Read more ...

Bankruptcy & Income Taxes

June 26, 2015

There are certain categories of debt that cannot normally be discharged in a Chapter 7 bankruptcy case.  Among these is a liability for income taxes owed to the IRS or to the State, which can create significant difficulties for individuals who find they need protection under the Bankruptcy Code.
In certain circumstances, income taxes may be dischargeable, but it can be complicated to determine if your taxes may be discharged without a qualified bankruptcy attorney to assist you.  The Bankruptcy Code identifies the types of income tax debts that are not dischargeable by referencing the section of the Code related to debt priorities, and there the Code lays out a number of criteria to apply to determine if a debt would qualify for discharge.

Read more ...

Grand Rapids Bar Association

June 1, 2015

Keller & Almassian, PLC is pleased to announce that Todd Almassian will serve as the Chairman of the Solo/Small Firm Section of the Grand Rapids Bar Association.

Harris v. Viegelahn (In re Harris), 2015 U.S. LEXIS 3203 (May 18, 2015)

May 29, 2015

In a recent decision, issued May 18, 2015, the Supreme Court of the United States held that when a debtor converts from Chapter 13 Bankruptcy to Chapter 7 Bankruptcy, any post petition wages not yet distributed by the Trustee must be returned to the debtor, rather than distributed to creditors.



Have questions? Check out our FAQ's

Will bankruptcy stop Lawsuits?

Can I keep my 401k?

When do I need to file for bankruptcy?

How do I rebuild my credit?

Will I lose my house or car?


Our Focus

We represent businesses and owners anticipating or experiencing financial distress.

Approach to Law

We counsel clients so that their resources and assets are marshaled for corporate and individual protection.

Learn More