January 25, 2016
When it comes to credit repair, there is no secret formula to make all your previous debts disappear, and suddenly show a nice, clean credit report. That being said, there are some important considerations in how to improve your credit score, and some significant pitfalls to avoid.
First, pay your bills on time. Whether you have gone through a bankruptcy, or are just trying to improve your credit score, one of the biggest things you can do to increase your credit score is to keep the accounts that are reporting to the credit bureaus current. Deficiencies will quickly damage your credit score, and need to be avoided. If you have a mortgage, car payment, or other open credit accounts, paying those on time will help rebuild your credit after an economic struggle.