January 18, 2016
Once your attorney and paralegal have prepared your bankruptcy case with the information you have provided, you will need to attend the signing appointment to review and sign the pleadings. This appointment can be lengthy. It is important that you carefully review the pleadings, you will be attesting that all of the information is accurate and complete. If you think of any information that you may have overlooked, like additional income coming into your household or a missed creditor, now is a good time to share that information with your paralegal and attorney, before the case is filed. If you have questions during the signing appointment, make sure to ask so that you understand what you are signing.
Once the pleadings are accurate and signed by you and your attorney, your bankruptcy case is filed with the Court. Your case is assigned a case number and a trustee. This is when your creditors are sent notice of your bankruptcy filing and must discontinue collection action and all contact.
Please keep in mind; once you file a Chapter 7 proceeding, you are unable to dismiss it. This means it is very important you are disclosing all of your assets and any property transfers prior to the filing of your case. You don’t want to be in front of the Chapter 7 Trustee disclosing assets for the first time.