January 15, 2016
The only thing left to do before the signing appointment is to get online and complete your credit counseling, click here. This is very important and needs to be completed BEFORE you come to the signing appointment. Credit Counseling is required by the bankruptcy code, and your case cannot be filed without it. This requirement can be done online for $25.00 or over the phone $35.00.
Credit Counseling is pretty simple and will take approximately an hour. If you are filing a joint bankruptcy, be sure to indicate your spouse is filing too. If you don’t, you will have to do it again and will be charged twice. You will be asked questions similar to the questions you were asked at the initial bankruptcy consultation. Just answer the questions to the best of your ability and honestly. When finished, the counseling agency will send your attorney a copy of the certificate of completion for this requirement.